DISCLAIMER: In considering your application, we will search your record at a credit reference agency. They will add your record details of our search and your application and this will be seen by other organisations that make searches.
We will use a credit scoring system when assessing your application. We will check your details with a fraud prevention agency and if you give us false or inaccurate information, or we suspect fraud, we will record this.
We and other organisations may use and search these records to
1) help make a decision about credit and credit related services for you and members of your household:
2) help make decisions on motor, household, credit, life and other insurance proposals and insurance claims for you and members of your household:
3) trace debtors, recover debt, prevent fraud and to manage your accounts or insurance policies:
4) check your identity to prevent money laundering unless you furnish us with satisfactory proof of identity.